To qualify for 100% Premium Return, policyholders must meet daily fitness goals for most of the year. The goal is to stay active consistently, and the insurance company rewards that.
🏃♂️ How to Earn 100% Premium Return
You must complete any one of the following daily goals:
✔️ Walk 10,000 steps,
OR
✔️ Burn 300 calories (active)
And this must be done on at least 325 days out of 365 days in a policy year.
📅 Example:
If you walk 10,000 steps (or burn 300 calories) on 325 days in a year (verified via the app), you become eligible for:
🎁 100% return of your paid premium over time (via HealthReturns™ system)
💡 How It Works:
You track your fitness through the Activ Health app
Your daily activity gets converted into HealthReturns™ points
These points can be used to:
Pay renewal premium
Buy medicines
Cover OPD expenses
Or get cash vouchers (depending on T&Cs)
⚠️ Conditions to Note:
Premium return is not given as a lump sum, but as earned points
You must sync the fitness tracker daily to ensure records
Consistency is the key — even missing 40 days may reduce your return %
📲 Tools Needed:
Smartphone with Activ Health App
Fitness band or smart watch (like Mi Band, Apple Watch, Fitbit, etc.)
📞 Need Help Activating HealthReturns™?
Anand ji, you can promote this to your clients with a catchy line:
“Kya aap roz 10,000 kadam chal sakte hain? To health bhi bachaayein aur premium bhi paayein wapas!”
